Strategic investment planning



Our Financial Advisers look at your long term expectations. As accredited Financial Planners we recognise that results from investment decisions have to be seen both in terms of the dollar value and the suitability of the returns.

This suitability of returns may be that returns are as capital gains or as income, with or without volatility. Suitability might also take into account the consequential risk of any investment (that is, if something does go wrong, what might be the flow-on effects to your given circumstances).

Targeted results will come largely from the strategic allocation between investment sectors (Australian shares, international shares, property, fixed interest, etc).

Our Advisers are not tactical sector allocators; we do not advise you on how to make short term bets on which sector will outperform another. Rather, we advise on a diversified and appropriate long term target allocation that might vary strategically over time and in line with long term forecasts and comparative opportunities. We define ourselves as ‘medium to long term strategic sector re-allocators’.

Market returns can be compressed into three elements: income; growth in income; and, the effect of changing valuation ratios. We look at long-term expectations of market drivers and expect reversions to the long term means or trends of the key indicators. Such key indicators include: Price to Earnings Ratios, Earnings per Share, Corporate Profits as Share of GDP, Price Earnings of Australian Shares compared to International Shares, etc.

We also believe that, where possible and in order to save transaction costs, changes over time in the strategic allocation of capital to investment sectors should generally be made with new capital or from the earnings from existing investments in preference to selling one investment to buy another.

CALL US NOW ON 1300 852 484 or EMAIL

Phone: 0407 852 484 • Email:
C-303, 16 Wurrook Circuit, Caringbah 2229 • PO Box 312, Sylvania NSW 2224